No surprise there. I know a few who earned this much but hardly had 10k in their saving accounts. If they decided to buy BMW X5, takkan nak duduk rumah flat kan.

Always live "below" your means not "beyond" 🙌

Hakikatnya, keberkatan rezeki itu bukan pada jumlah yang besar, tetapi pada manfaat dan ketenangan yang ia bawa. Allah berfirman dalam Al-Quran: "لَئِنْ شَكَرْتُمْ لَأَزِيدَنَّكُمْ" ("Jika kamu bersyukur, pasti Aku akan tambahkan nikmat kepadamu." - Surah Ibrahim: 7). Tapi kalau tiap kali rezeki bertambah, dunia juga makin mengikat hati, di mana nilai syukur kita? Keberkatan bukan datang dari kemewahan, tapi dari qana'ah—rasa cukup dengan apa yang Allah kurniakan. Hidup sederhana, hati tenang.

I myself is surprised with that notion. Sebab tu i post buat kiraan ada balance lagi ikutkan. Up to diri sendiri nak tweak mcm mana

Banyak nasi, banyak lah keraknya. Btol, monitor spending & expenses. Bila gaji naik mesti lifestyle pn nk naik sama. Rumah nk besar skit. Kereta nk upgrade. Tmpt makan pn upgrade. Semua upgrade. Tak salah pn nk merasa tp it will be no ending. A reminder to myself jugak. Be grateful with up u have. Spent within yr means ❤️ Spend wisely ❤️

This is true.. I am guilty as charged. That is why I decided that I will liquidate some assets after end of lease agreement. Bukan sebab nak untung tapi lebih kpd nak ada better cash reserve.

Thiiiiiiiiis. Lifestyle creep is such a huge problem. People have trouble distinguishing between their needs and their wants. If I had RM15-20k per month, the first and only thing that would grow is my EPF, savings and investments 🤣 so I can eventually retire early.

Ada beberapa maksud bila diorang up gaji 20k tp tak cukup. 1- humble brag. Sebenarnya nak cerita pasal income 20k tu and lifestyle dia je. Tu yg list down semua expenses bagi org tau ohhh kereta 3k sebulan pastilah jenama have2 😬 2- sebab rezeki tak berkat. Banyak pun tak cukup2. Dapat banyak tp kena bayar kete rosak la hp rosak la kena curi la kena scam la. Tp kalau rezeki tu berkat, sikit pun cukup. Byk je lebih boleh bersedekah lg 3- sebab besar periuk, besarlah keraknya